$84/month
$1,008/year

For PGY-1 through PGY-4 and fellows — get the right foundation before attending year.

✓ PSLF evaluated — the right decision for your situation, then executed correctly
✓ Paycheck structuring — know where every dollar goes
✓ Tax positioning reviewed — fewer surprises at filing time
✓ Disability and insurance framework — protection before you need it
✓ Investing started correctly — Roth, 403b, sequenced right
✓ One-page plan + walkthrough
✓ Email support, 24–48 hour response

One live planning meeting per year

$417/month
$5,004/year

For years 0–3 after training — build the system before patterns lock in.

Everything in the Resident Plan, plus:

✓ First paycheck structured correctly — automation, accounts, priorities set
✓ Investment plan built for your income — not a generic portfolio
✓ Real estate decision framework — rent vs. buy without the guesswork
✓ Deeper benefits decisions — HSA, retirement plan, employer options
✓ One-page plan updated for the attending stage

Two live planning meetings per year

1% AUM
capped at $15,000/year

For attendings with assets and complexity — more support, not more meetings.

Everything in the Attending Plan, plus:

✓ Investment management handled — you don't manage it, we do
✓ CPA and attorney coordinated — Aikoa leads, they execute
✓ Multi-decade retirement and lifestyle projections
✓ Async video check-ins — Winter and Summer

Two live planning meetings plus async check-ins